by Geoff | Jan 11, 2019 | Bank of Canada, Getting a Mortgage, mortgage trends
2018 Is in the Books, Here are the Q4 numbers! 2018 was a challenging year for the housing and mortgage market—new regulations, rate increases and more made it one of the toughest years for homeowners to qualify. Despite all this, there was still $45.3 billion...
by Geoff | Nov 15, 2018 | First Time Home Buyers, Getting a Mortgage
What is a Guarantor? A Guarantor for mortgages is exactly what it sounds like—they “Guarantee” the mortgage for another person if they are unable to pay back the loan. Co-signers or Guarantors on mortgages are often used if someone has Damaged or poor credit...
by Geoff | Oct 23, 2018 | Getting a Mortgage, Mortgage Broker
Self-employed individuals are quickly becoming one of the most common clients that Vancouver mortgage brokers handle. Daily we have successful business owners come into our offices who enjoy the perks of being an entrepreneur. One of these includes fantastic...
by Geoff | Oct 4, 2018 | Getting a Mortgage, Mortgage Broker, Rates
25-year amortization or 30 years? Insured or Uninsured? With an A Lender or B Lender? These are just a few of the questions people have to decide on when they are pursuing a mortgage. But the biggest question of all: Fixed Rate or Variable Rate? With the...
by Geoff | Oct 1, 2018 | First Time Home Buyers, Getting a Mortgage, Mortgage Broker
Are you on the hunt for a mortgage broker? Or you need a mortgage broker but just don’t know it yet! First up, where do you find a Mortgage Broker? The easiest (and one of the best places to start) is with referrals from a real estate agent, family, friends, or...
by Geoff | Sep 17, 2018 | Finances, First Time Home Buyers, Getting a Mortgage
First-time home-buyers are one of our favourite clients! It’s great to work alongside them and teach them the in’s and out’s about real estate, owning a home, and helping them cross “homeownership” off their bucket list. One thing that we find though, their...
Recent Comments