Ready for this month's Fast Five? Check out the 5 things happening in the mortgage industry right now that you need to know! If you have any questions about the below, please don't hesitate to reach out to us--we are here to help you! File For Your Vacancy Tax...

Geoff
Fast Five | February 2020
Round 2 of our "Fast Five" Series. This month we are covering our usual 5 key things you need to know about the mortgage industry. We send this out in our monthly newsletter but also want to keep you in the loop if you aren't yet on our mailing list. So without...
Private Mortgages—Do they ever make sense?
We’ve talked previously about how some mortgage-seekers don’t fit into the “Lending Box”. For one reason or another, they might just not check off all the boxes or perhaps there is an additional element to their situation that is uncommon. It could also be that due to...
Fast Five | January 2020 Edition
Happy New Year Everyone! We are excited for what this year holds and for everything that we have seen happening in the mortgage industry the past few months. One new thing we are introducing is our "Fast Five" Series. This will include 5 key things you need to know...
5 Mistakes First Time Home Buyers Make
Buying a home might just be the biggest purchase of your life—it’s important to do your homework before jumping in! We have outlined the 5 mistakes First Time Home Buyers commonly make, and how you can avoid them and look like a Home Buying Champ. Shopping...
5 Reasons You May Want To Consider A Rent To Own Property
With the real estate market continuing to hold steady, many young families are looking for other options to afford a home. Many millennial families still are holding onto the dream of owning a detached home or their own townhouse/condo one day…but the task of moving...
Client Success Story: CHIP Reverse Mortgages
A retired couple on fixed pensions found themselves struggling to make ends meet each month. Both were in good health and wanted to maintain an active lifestyle. They had spent their working years paying off their mortgage and had little saved in their RRSPs. ...
6 Things all Co-signors should consider
Co-signing on a loan may seem like an easy way to help a loved one (child, family member, friend, etc. ) live out their dream of owning a home. In today’s market conditions, a co-signor can offer a solution to overcome the high market prices and stress testing...
First Time Home Buyer Incentive Program
The newly released First Time Home Buyer Incentive program from CMHC (Canadian Mortgage and Housing Corporation) was officially released on September 2. This program was met with mixed reactions across the mortgage industry, but we wanted to take a minute to give you...
4 Ways to Make the Mortgage Process Smoother
Mortgages are complicated—we get it! But there are steps that you as a homebuyer can take to make the process a much smoother one (plus let you walk away with the sharpest rate!) Use a Broker This should be the first step you take when getting a mortgage!...
Changing The World One Child At A Time
The Imai Orphan Care Foundation began with Kim (my wife) and myself back in 2010 with the opening of our orphanage- The Imani Home of Love. It all began with a trip Kim and I took to Kenya 9 years ago. Before going to Kenya, God was speaking to us about working with...
4 Costs to Consider as a First Time Home Buyer
Oftentimes even the most organized and detail oriented first-time home buyer can overlook some unexpected costs that come with the purchase of their new home. We are outlining 4 of the costs that we most commonly see overlooked by home buyers in hopes that we can...