by Geoff | Feb 14, 2022 | Bank of Canada, CMHC, Credit Score, DLC, Economy, First Time Home Buyers, Getting a Mortgage, House Hunting, Mortgage Broker, Mortgage Insurance, Rates, Real Estate Investing, Refinancing
How Mortgage Rates Work The topic of how Mortgage Rates work is a long, complicated series of moving puzzle pieces that work together perfectly. Today we are going to break it down as best we can. During the process of taking out your first mortgage, you will learn...
by Geoff | Jan 30, 2022 | Mortgage Broker, mortgage trends, Rates, Refinancing
Refinancing Your Home Investment in BC Refinancing Your Home Investment in BC means that you are simply replacing your existing mortgage with a new mortgage on different terms. To find out if you qualify, your lender will calculate your “loan to value” ratio by...
by Geoff | Dec 23, 2021 | CMHC, DLC, Finances, First Time Home Buyers, Getting a Mortgage, homeowners, Homeowners Grant, House Hunting, Mortgage Broker, Refinancing, Reverse Mortgages
Increasing Your Purchase Power Most individuals that we connect with to discuss a Mortgage Pre-Approval also want to know how we can go about Increasing Your Purchase Power. More often than not, those individuals could afford to make mortgage payments. Usually,...
by Geoff | Dec 17, 2021 | Bank of Canada, CMHC, DLC, Getting a Mortgage, mortgage trends, Refinancing
Personalities of Your Mortgage Personalities of Your Mortgage Asking the right questions and understanding the Personalities of Your Mortgage is an important part of the mortgage process as it will allow you to understand which mortgage product is right for you! An...
by Geoff | Oct 4, 2019 | Refinancing
A retired couple on fixed pensions found themselves struggling to make ends meet each month. Both were in good health and wanted to maintain an active lifestyle. They had spent their working years paying off their mortgage and had little saved in their RRSPs. ...
by Geoff | Jul 18, 2018 | Getting a Mortgage, House Hunting, Refinancing
Many homeowners are vaguely aware of the fact that you can take out a second loan on your home. You hear your friends mention it or perhaps a family member close to you has gone through the process—but do you truly know what it means to take out a second mortgage? We...
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