by Geoff | Feb 28, 2017 | Credit Score
Credit is a tricky subject. It is a crucial factor when you are looking to get a mortgage. It is also one of the things that people struggle with most to keep in check! That is why we have crafted 5 tips to keep your credit in check and allow you to qualify for...
by Geoff | Oct 21, 2016 | Credit Score, Finances, First Time Home Buyers, Getting a Mortgage, Rates
That’s right! Sure the new mortgage rules from our Federal Government on October 17th can be a bit confusing, here are five tips to help you with your mortgage while at the same time, reducing your stress. 1. Review your Credit File: Good credit is your ticket to...
by Geoff | Oct 18, 2016 | Credit Score, Finances, First Time Home Buyers, Getting a Mortgage
If you have have overextended yourself with credit card debt, or have consolidated all of your consumer debt into your mortgage, or are at the point where you just want to cancel your credit cards, we have the 3 steps for you to follow to get your credit back in...
by Geoff | Oct 4, 2016 | Credit Score, Finances
Bankruptcy challenges are daunting. But it doesn’t mean you’ll never get a mortgage again. In fact, if your loan to value is low (a bigger down payment) and your income is stable with good job tenure, you are well on your way to mortgage success Here are the 6 crucial...
by Geoff | Sep 21, 2016 | Credit Score
How to Grow Strong Credit One of the comments I hear the most often from people is that they wish financial literacy was taught in school. I cannot agree more. The worst of it is when I meet with someone and though they have the employment and the down payment...
by Geoff | Sep 14, 2016 | Credit Score
Understanding Home Equity: Line of Credit vs. Loan Borrower or credit costs can be outrageous. To go get a line of credit, you are usually paying upwards of 6% to 7.5%. These lines of credit can be based on interest only or principle and interest payments. This kind...
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