by Geoff | Feb 20, 2022 | CMHC, DLC, First Time Home Buyers, Getting a Mortgage, Homeowners Grant, Mortgage Broker, Mortgage Insurance, Rates, Refinancing
First Time Home Buyer’s Program The First Time Home Buyer’s Program otherwise referred to as the FTHBI is a Canadian Government program, which contributes up to 10% to the down payment for First Time Home Buyers. This is an effort to support borrowers in their...
by Geoff | Feb 14, 2022 | Bank of Canada, CMHC, Credit Score, DLC, Economy, First Time Home Buyers, Getting a Mortgage, House Hunting, Mortgage Broker, Mortgage Insurance, Rates, Real Estate Investing, Refinancing
How Mortgage Rates Work The topic of how Mortgage Rates work is a long, complicated series of moving puzzle pieces that work together perfectly. Today we are going to break it down as best we can. During the process of taking out your first mortgage, you will learn...
by Geoff | Feb 8, 2022 | Bank of Canada, CMHC, DLC, First Time Home Buyers, Getting a Mortgage, Mortgage Broker, Mortgage Insurance, mortgage trends, Rates
Pre-Approval VS Rate Hold Pre-Approval VS Rate Hold… what are the differences? What are the benefits? Not even one Mortgage or Pre-Approval Process is the exact same as someone else’s. The Mortgage and Pre-Approval process are complex mazes of tiny puzzle pieces...
by Geoff | Jan 30, 2022 | Mortgage Broker, mortgage trends, Rates, Refinancing
Refinancing Your Home Investment in BC Refinancing Your Home Investment in BC means that you are simply replacing your existing mortgage with a new mortgage on different terms. To find out if you qualify, your lender will calculate your “loan to value” ratio by...
by Geoff | Dec 21, 2018 | Mortgage Broker, Mortgage Insurance, Rates
Are you officially Mortgage Free? CONGRATULATIONS! That is a monumental milestone to achieve! With that significant accomplishment, you should look at obtaining a Title Insurance Policy. What most people don’t realize is that when you had a mortgage, the lender...
by Geoff | Oct 4, 2018 | Getting a Mortgage, Mortgage Broker, Rates
25-year amortization or 30 years? Insured or Uninsured? With an A Lender or B Lender? These are just a few of the questions people have to decide on when they are pursuing a mortgage. But the biggest question of all: Fixed Rate or Variable Rate? With the...
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