by Geoff | Feb 27, 2022 | Bank of Canada, CMHC, DLC, First Time Home Buyers, Getting a Mortgage, Mortgage Broker, Mortgage Insurance, Rates, Refinancing, Reverse Mortgages, Strategy, Uncategorized
Our Discovery Call A Discovery Call is our first touchpoint with your client. We make a quick 5–10-minute phone call to simply connect with the client and gather some basic information regarding a mortgage pre-approval. After we ask the client all necessary...
by Geoff | Feb 20, 2022 | CMHC, DLC, First Time Home Buyers, Getting a Mortgage, Homeowners Grant, Mortgage Broker, Mortgage Insurance, Rates, Refinancing
First Time Home Buyer’s Program The First Time Home Buyer’s Program otherwise referred to as the FTHBI is a Canadian Government program, which contributes up to 10% to the down payment for First Time Home Buyers. This is an effort to support borrowers in their...
by Geoff | Feb 14, 2022 | Bank of Canada, CMHC, Credit Score, DLC, Economy, First Time Home Buyers, Getting a Mortgage, House Hunting, Mortgage Broker, Mortgage Insurance, Rates, Real Estate Investing, Refinancing
How Mortgage Rates Work The topic of how Mortgage Rates work is a long, complicated series of moving puzzle pieces that work together perfectly. Today we are going to break it down as best we can. During the process of taking out your first mortgage, you will learn...
by Geoff | Feb 8, 2022 | Bank of Canada, CMHC, DLC, First Time Home Buyers, Getting a Mortgage, Mortgage Broker, Mortgage Insurance, mortgage trends, Rates
Pre-Approval VS Rate Hold Pre-Approval VS Rate Hold… what are the differences? What are the benefits? Not even one Mortgage or Pre-Approval Process is the exact same as someone else’s. The Mortgage and Pre-Approval process are complex mazes of tiny puzzle pieces...
by Geoff | Jan 30, 2022 | Mortgage Broker, mortgage trends, Rates, Refinancing
Refinancing Your Home Investment in BC Refinancing Your Home Investment in BC means that you are simply replacing your existing mortgage with a new mortgage on different terms. To find out if you qualify, your lender will calculate your “loan to value” ratio by...
by Geoff | Dec 23, 2021 | CMHC, DLC, Finances, First Time Home Buyers, Getting a Mortgage, homeowners, Homeowners Grant, House Hunting, Mortgage Broker, Refinancing, Reverse Mortgages
Increasing Your Purchase Power Most individuals that we connect with to discuss a Mortgage Pre-Approval also want to know how we can go about Increasing Your Purchase Power. More often than not, those individuals could afford to make mortgage payments. Usually,...
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