by Geoff | May 28, 2018 | First Time Home Buyers, Getting a Mortgage, GLMG Services, Refinancing
Mortgage Moment: When Life Gives You Lemons…. We all do it. Even I fall guilty to it at times. It’s really a part of Human Nature…and really what fun is life without it? What exactly are we talking about? Dreaming. We make grand plans and lay them out...
by Geoff | Nov 4, 2016 | Getting a Mortgage, GLMG Services, Mortgage Broker
Finding the perfect mortgage, meeting with a broker, and working to get the right “fit” can be difficult on it’s own. Throw some confusing terms into the mix and you’ve got a recipe for miscommunication or exhaustion! But no need to fear, here is your personal guide...
by Geoff | Oct 12, 2016 | DLC, Finances, First Time Home Buyers, Getting a Mortgage, GLMG Services, mortgage trends, Rates
By now you will have likely heard that the Federal Finance Minister has made drastic changes to mortgage lending rules making it tougher to qualify for a mortgage. For Canadians with less than a 20% down payment, their purchasing power has been dramatically reduced....
by Geoff | Jun 30, 2016 | GLMG Services
Shopping for a new home can be fun and exciting, but there are many details that contribute to a property’s marketability. Mortgages that have the lowest total cost are reserved for the most marketable properties that are in prime locations as per the lender’s...
by Geoff | Sep 25, 2015 | GLMG Services
10 Don’ts of Mortgage Closing Okay, so here we are… we have worked together to secure financing for your mortgage. You are getting a great rate, favourable terms that meet your mortgage goals, the lender is satisfied with all the supporting documents, we are broker...
by Geoff | Jul 28, 2015 | Finances, First Time Home Buyers, Getting a Mortgage, GLMG Services
What is loan to Value? Lending money is a risky business, and lenders today look very closely at a person’s financial health before granting a loan. Lenders’ greatest concern is the loan going into default and losing their investment. To help avoid this, they look at...
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