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Life and Disability Insurance

Life and Disability Insurance

Banks and Credit Unions – Life and Disability Insurance I continue to hear from my clients that their own bank or credit union is stating they are REQUIRED to purchase life and disability insurance in order to be approved for their mortgage. This is called tied...
Changes in CMHC Premiums

Changes in CMHC Premiums

As a result of its annual review of its insurance products and capital requirements, CMHC is increasing its homeowner mortgage loan insurance premiums for homebuyers with less than a 10% down payment. Effective June 1, 2015, the mortgage loan insurance premiums for...
Helping You Understand Mortgage Insurance

Helping You Understand Mortgage Insurance

Helping You Understand Mortgage Insurance What is Mortgage Loan Insurance? Mortgage loan insurance is typically required by lenders when homebuyers make a down payment of less than 20% of the purchase price. Mortgage loan insurance helps protect lenders against...