by Geoff | May 6, 2016 | Mortgage Insurance
Banks and Credit Unions – Life and Disability Insurance I continue to hear from my clients that their own bank or credit union is stating they are REQUIRED to purchase life and disability insurance in order to be approved for their mortgage. This is called tied...
by Geoff | Apr 15, 2016 | Finances
Can Private Mortgages Improve Your Financial Well-Being A private mortgage can improve your financial well-being and using a reputable mortgage agent/broker will advise when it is suitable for your circumstances to enter into a private mortgage. Your mortgage agent...
by Geoff | Oct 16, 2015 | mortgage trends
Okay so you have a mortgage. Let’s face it, it’s a contract with terms, conditions, rights and obligations for both you and the lender. However, now for whatever reason you need or want to break the contract before the end of the term. Many mortgage lenders will allow...
by Geoff | May 26, 2015 | Finances
Let’s proceed on the assumption that you’re taking out an individual construction loan. Such loans, which can be tough to get without a previous banking history because of the lack of collateral (a finished home), have special guidelines and include...
by Geoff | Jul 15, 2013 | Getting a Mortgage
Negotiating a Mortgage in Vancouver Independent mortgage consultants are more likely to give you better deals than your bank. As with property prices, shopping for mortgages is changing. New mortgage options and features are introduced on a daily basis. It is also...
by Geoff | Jan 26, 2013 | Getting a Mortgage
Home loans last longer than most marriages (and may be more expensive), so you should take as much care in choosing a mortgage as you do a mate. Just as it’s generally not wise to rush to the altar after one or two dates, it also doesn’t make sense to...
by Geoff | Nov 26, 2012 | Mortgage Broker
I am frequently asked why a mortgage broker and not a financial institution. Here’s a list I found that answers this completely that I wanted to share with you: 10 Great Reasons to Use a Mortgage Broker Get independent advice on your financial options. As...
by Geoff | Aug 8, 2012 | Market Updates
Here is some GREAT advice from the voice of CKNW’s “The Mortgage Show”: “With the latest round of changes to insured mortgages, which came into effect July 9th, 2012, it appears that Canadians may have overlooked some changes that they should...
by Geoff | May 10, 2024 | interest rate
Navigating Mortgage Renewals in a Rising Interest Rate Environment: Expert Advice from GLM Mortgage Group As Canadians continue to grapple with the fastest rising interest rates in over four decades, the prospect of renewing a mortgage can be overwhelming. With...
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