CALL US NOW 604–259–1486
Personalities of Your Mortgage- Blend & Extend Asking the right questions is an important part of the mortgage process, it allows you to learn and understand which mortgage product is right for your situation! An important aspect of a mortgage is its...
The Benefits of Being a First Time Home Buyer Being a First Time Home Buyer is an amazing accomplishment that comes with many responsibilities and incentives. Discussed in our previous blog The First Time Home Buyer’s Incentive Plan otherwise referred to as the...
Credit Medic for You & Your Mortgage Your credit score is a huge factor in getting a mortgage, and it won’t go away. The first thing Lenders do when they look at your application is to look at your credit score. From there, they build your file. It is...
Rent to Own Mortgage A Rent to Own contract could be the answer for someone who is renting but is also having a hard time getting their down payment together. Rent to Own contracts usually are between 1 and 5 years long and can give the client the time they...
Banks VS Credit Unions Finding somewhere to trust with your life savings and all personal information can be a big decision. Two of the most common types of facilities that are around to help are either Banks or Credit Unions. Banks VS Credit Unions… What is...
Mortgaging a Property via Assignment Mortgaging a property via assignment is a contract provision included in some real estate transactions that allow the buyer to resell or transfer a property to another buyer before the deal’s closing date. As one of...
Bridge Financing Bridge Financing, also commonly referred to as a “Bridge Loan”, is a way to help literally bridge the gap between closing on your current house and your new place. This product allows you to carry the mortgage on two properties for a specified...
Our Discovery Call A Discovery Call is our first touchpoint with your client. We make a quick 5–10-minute phone call to simply connect with the client and gather some basic information regarding a mortgage pre-approval. After we ask the client all necessary...
First Time Home Buyer’s Program The First Time Home Buyer’s Program otherwise referred to as the FTHBI is a Canadian Government program, which contributes up to 10% to the down payment for First Time Home Buyers. This is an effort to support borrowers in their...
How Mortgage Rates Work The topic of how Mortgage Rates work is a long, complicated series of moving puzzle pieces that work together perfectly. Today we are going to break it down as best we can. During the process of taking out your first mortgage, you will learn...
Pre-Approval VS Rate Hold Pre-Approval VS Rate Hold... what are the differences? What are the benefits? Not even one Mortgage or Pre-Approval Process is the exact same as someone else’s. The Mortgage and Pre-Approval process are complex mazes of tiny puzzle pieces...
Refinancing Your Home Investment in BC Refinancing Your Home Investment in BC means that you are simply replacing your existing mortgage with a new mortgage on different terms. To find out if you qualify, your lender will calculate your “loan to value” ratio by...