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Obtain a Pre-Approval If you work with us to obtain a pre-approval, you can be confident you have access to mortgage financing and you will know how much you can spend before you head out shopping for a property. It’s important to note, however, that...
An important rule of thumb to remember regarding credit is that you are your only advocate for your credit. You are the only one that: Can improve your credit Can manage any errors on your credit Can determine who pulls and when your credit is looked at. ...
Prior to shopping for your new home getting a mortgage pre-approval is certainly beneficial. Getting pre-approved can help you in the search for your new home, knowing what you can afford prior to searching for a home can save you countless hours and mileage. They...
Short Version: Do not rely on BC assessment for a value. Do not rely on a buyer in a private transaction for a value. Do not rely on your neighbours, friends, or family members for a value. Do consider a marketing appraisal, but do not rely on it 100%. Do consider the...
The most important strategy that you, as a home buyer, can ever have is putting together a team of real estate professionals to help you make the wisest decisions regarding the biggest purchase you will ever make; a property purchase. It is so very important to...
Accelerated Bi-Weekly vs. Bi-Weekly Payments When signing your mortgage commitment letter you will have to choose your payment frequency. If your goal is to re-pay your mortgage as quickly as possible, then you need to understand how different payment options will...
Unsure if using a Mortgage Broker is the right choice for you? When shopping for a mortgage, many home buyers enlist the services of a Mortgage Professional. There are many benefits of using a Mortgage Broker. Let's take a look at the top 8...
Top 5 Questions To Ask Your Mortgage Lender Before Signing On the Dotted Line 1. How the penalties are calculated if I break my mortgage early? Specifically, ask what rate they use to calculate the “interest rate differential”. Typically, if the lender has “posted...
Be Aware Of Allowable Sources Of Down Payments In Winnipeg, MB, Jackson and Hailey have been living in a rental home for more than three years. They liked this rental home so much; they asked the landlord if they could buy this house. The landlord agreed to sell the...
Welcome to your free financial check up. Here we give you 5 key factors to assist you in ensuring you are on the right track to a solid financial future. Credit Ensuring you are using credit wisely will pave the way to making sure you have options available to you if...
How To Maximize Your Cash Flow While Increasing Your Net Worth By Having a Mortgage Plan Interest rates are only one of many features that should be looked at when you are applying for a mortgage. But all things being equal, the interest rate may be more important...
U.S. Job Strength Vindicates Fed Rate Hike, But Canada Still Weak Once again, the Canadian economy showed signs of struggle as the December jobs report showed gains only in Ontario, while jobs were flat or down in every other province. In marked contrast, payrolls in...