If you don't already know, a good Credit Score is imperative to buying a home. If this is YOUR year to get a mortgage and buy a home then this will be very important information for you. According to PropertyWire.ca: "With more Canadians living closer to the edge...

Geoff
First Time Mortgage?
If you're like a good amount of people in this country, then you've never had a mortgage before. A mortgage can be a scary thing, but it really doesn't have to be! When we meet I will help walk you through the process of things like: what is needed to obtain a first...
Planning for 2012
For those of you who didn’t read the article in Canadian Mortgage Trends yesterday, I really think it’s worth taking a peek. In looking at the recent Manulife survey with 1000 clients the findings were quite interesting. This is the time of year in which you’re doing...
I Wish you a VERY . . .
It’s Paying to Lock In
To quote today’s Financial Post, “the days of getting any sort of discount on a variable rate mortgage are over — again.” Prime has stood at 3% at most major financial institutions, therefore the discount has meant a rate as low as 2.1% this year. This discount has...
November 2011 Fraser Valley Real Estate Statistics
While there is a usual seasonal decline month-over-month in property sales, November sales were up slightly in the Fraser Valley. The Fraser Valley Real Estate Board processed 1,120 sales in November which is an increase of 3 per cent compared to the 1,084 sales...
8 Tips to Help you with House Hunting
1. Research before you look. Decide what features you most want to have in a home, what neighborhoods you prefer, and how much you’d be willing to spend each month for housing. 2. Be realistic. It’s OK to be picky, but don’t be unrealistic with your...
Thinking Of Staying And Renovating Rather Than Moving?
This is an important question home owners often face when they come to the realization that their house no longer meets their needs. Whether your family has grown, your in-laws are moving in or the layout of your house just doesn’t work for you any more, there are...
Advantage Buyers… in Fraser Valley Housing Market
Statistics have shown that below average home sales, a regular influx of new listings and great mortgage rates continue to give buyers the upper hand in communities south of the Fraser River, including Mission. However, according to the president of the Fraser Valley...
If you need a new variable-rate mortgage, call or email your mortgage advisor pronto.
Multiple banks (CIBC, RBC, TD, Scotia) are slashing variable discounts again, effective tomorrow. Second-tier lenders probably won’t be too far behind. Banks are dead-set on herding borrowers out of low-margin variable rates. Spreads are simply not profitable...
Economists don’t get burned…if they’re wrong.
—TD Macro Strategist, David Tulk Good thing, because they were "a little off" once again. The latest Bloomberg economist survey shows the economic establishment now forecasting a 75 bps bump in the overnight rate by the end of 2012. That’s half the increase that...