by Geoff | Nov 4, 2015 | Getting a Mortgage
I receive calls every month from people who want to know how to qualify for a mortgage because they were declined by their bank. In many cases I can help them and in some cases they have to wait – but we identify what they need to do to get in a better situation to...
by Geoff | Oct 31, 2015 | Getting a Mortgage
Thinking about a NO Subject to Financing Offer? 3 points you NEED to consider. In hot real estate markets, it’s common for both buyers and agents to consider having no subjects to financing when making a purchase offer. It’s important to realize,...
by Geoff | Oct 23, 2015 | Getting a Mortgage
Beware of the term PRE-APPROVAL! Here are some facts: Pre-approvals mean something different to every mortgage professional and lending institution For mortgage approvals both the applicants AND the property they are buying need to be adjudicated and approved before...
by Geoff | Oct 21, 2015 | Getting a Mortgage
I have something shocking to tell you. Ready? Canadian banks are a business like any other. Gasp and shock! This is nothing less than the truth. They are mandated to produce profits and provide their shareholders with a dividend at the end of the year. This is...
by Geoff | Oct 10, 2015 | Getting a Mortgage
We often see ads from the major lenders offering cash back incentives on their Mortgage products. Gone are the days where a Cash Back Mortgage could be used to facilitate a purchase without the required minimum of a 5% down payment. Cash Back incentives are now...
by Geoff | Sep 23, 2015 | Getting a Mortgage
Are you or someone you know above the age of 55 and having trouble making ends meet? Are funds needed to cover the costs associated with an illness, disability or life event? Perhaps it’s time for a home repair or renovation, such as a kitchen or bathroom. Pay for the...
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