by Geoff | Sep 3, 2015 | Getting a Mortgage
Why you need to shop around for your mortgage: I have many friends that shop online and go to dozens of different sites in order to save a few bucks on books, TVs, appliances, etc. Is this a good idea? It definitely is if the savings are worth it and you don’t mind...
by Geoff | Aug 27, 2015 | Getting a Mortgage
There is a misconception out there that once you’re pre-approved, you’re good to go. A pre-approval simply means that based on your CURRENT income, expenses, down payment and credit you SHOULD be able to get fully approved once you find the right property (this is the...
by Geoff | Aug 18, 2015 | Economy, Finances, Getting a Mortgage, Mortgage Broker
Many people ask the question what is a mortgage broker? There are countless opinions on whether it is smarter to work directly with a bank when acquiring a mortgage or whether it is more beneficial to work through a mortgage broker. Opinions fall in favor of both...
by Geoff | Aug 14, 2015 | Getting a Mortgage
What Happens with Mortgage Fraud and Why You’re Not Safe Nowadays, with the amount of information that is shared on the internet and social media, identity theft and Ponzi schemes are happening regularly. Homeowners are taking the necessary steps to protect one...
by Geoff | Aug 11, 2015 | Bank of Canada, Economy, Finances, Getting a Mortgage, Mortgage Broker, Uncategorized
When looking for a mortgage you have two choices, mortgage broker or bank. Ask yourself is a broker or bank going to give you the best possible rates. This should be a big deciding factor when making the decision whether to use a mortgage broker or bank. If you use...
by Geoff | Aug 7, 2015 | Getting a Mortgage
HELOC? Is it me you’re looking for…to better your home financing options? Do you have a large amount of equity built up in your home? Are you looking to further enhance your financial position? A HELOC may be just the type of financing that you are looking for. ...
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